Pet insurance that covers more

Use any veterinarian in Canada or the U.S.

Rated 'Excellent' on Trustpilot

Covers up to 90% of unexpected vet bills

Get your price

“I worry about gum disease. My toothbrush is an old stick.” - Taco

A smiling Border Collie sitting in a wooden chair.A smiling Border Collie sitting in a wooden chair.

GIVE BACK THIS GIVING TUESDAY

3rd Annual 101 Donations3rd Annual 101 Donations

Together, let’s raise $101,000+ for Project Street Vet, a non-profit that provides free veterinary care for the pets of people experiencing homelessness.

Donate now to help pets in need!

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What does Fetch Pet Insurance cover?

Fetch Pet Insurance offers the most comprehensive coverage that covers your pet from nose to tail. We even cover exam fees (which can save you $50 - $250 for each of your pet’s vet visits)!

Accidents

If your pet gets injured, Fetch has their back —
and yours, too.

Broken bones

Hospital stays

Online vet visits

Bite wounds

Poisoning

Motor vehicle accidents

Cuts & scratches

Swallowed objects

Broken teeth

Emergency vet visits

And more!

Illnesses

If your pet gets sick, Fetch helps get them back on their paws.

Sick visits

Allergies

Breed-specific issues

Periodontal & gum disease

Arthritis

Cancer treatment

Skin & ear infections

Vomiting & diarrhea

Cherry eye

And more!

Diagnostics & treatments

From diagnosis to recovery, Fetch is with you and your pet every step of the way.

X-Rays & CT Scans

Physical therapy

Surgeries

Ultrasounds

Laboratory tests

Acupuncture &
chiropractic care

Treatment for aggression
& separation anxiety

Prescription medications

And more!

Wellness

Supporting your pet’s health just got more affordable with this optional add-on.

Annual exam

Vaccinations

Dental cleaning

Heartworm, flea & tick prevention

Routine & preventative coverage

Spaying or neutering

Fecal tests

Blood & urine tests

And more!

See more coverage

See what the experts are saying

“Our pick for comprehensive coverage”

A MarketWatch review of Fetch recommending the pet insurance provider for comprehensive coverage.

“One straightforward but very comprehensive plan”

Consumer Rating logo

“We like its low prices”

A Forbes review of Fetch recommending the pet insurance provider for its affordability.

“Standout feature is its coverage for dental & alternative therapies”

A positive Rover review of Fetch Pet Insurance about dental care and alternative therapy coverage.

“The most comprehensive pet insurance”

A ConsumerAdvocate recommendation of Fetch Pet Insurance for the most comprehensive coverage.

Pet insurance built for the unique needs of dogs and cats

Pets are unpredictable. That’s why Fetch provides the most comprehensive coverage for the unexpected. Think of pet insurance as a safety net, paying you back for covered treatment if your dog or cat gets sick or hurt. For more on how pet insurance makes veterinary care more affordable, check out how pet insurance plans work.

Dog insurance

When you sign up for Fetch dog insurance, you’re protecting your pup and your wallet. Here are some common conditions Fetch dog parents file claims for:

Upset stomach

Joint pain

Skin issues

Cat insurance

With Fetch cat insurance, your kitty has unmatched coverage when the unexpected happens. Conditions Fetch cat parents file claims for, include:

Allergies

Skin issues

Limping

Learn more about pet insurance coverage >

It's all included in one simple plan

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Complete sick visits covered

Exam fees are included, which saves you around $50-$250 per sick visit.

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Every tooth covered

We cover injury and disease in every adult tooth — not just the canines.

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Breed-specific issues covered

We cover medical conditions linked to breed, like breathing problems in French Bulldogs.

Rated 4.7 in the App Store & Google Play. *Updated July 2023.

A hand holding a phone displaying pet insurance claims process on the touchscreen.
A hand holding a phone with the Fetch app on the screen.

How we pay you back fast

Open the app

To submit a claim, open the Fetch Pet Insurance app or log in to your online account. Go to Claims, select Submit a Claim and we’ll walk you through it from start to finish.

Enroll in direct deposit

If you haven’t already, set up direct deposit as your preferred reimbursement method in your Account, and get paid back in as little as 2 days. Paper checks take 5 - 10 days longer.

Get paid back

You can track your claim’s status in our app or look out for email updates. You’ll get paid back straight to your bank account for approved claims with direct deposit.

Learn more

Why pets (and their people) love Fetch

Fetch covers up to 90% of unexpected vet bills, which is important when 1 out of 3 pets need emergency veterinary treatment each year. See how Fetch helped make vet costs more affordable for these pets.

Dante smiling for the camera.

Dante

Condition: Ruptured disc

Veterinary bills: $18,453

Paid back by Fetch: $11,691

“Pet insurance is 100% a must-have. It's peace of mind. It's the thing you hope you never need. But when you do, it comes through for you like a lifesaver.”

— Vaish and Matangi,
Dante’s parents

Read Dante’s story>
Diego looking concerned.

Diego

Condition: Bladder stones

Veterinary bills: $21,436

Paid back by Fetch: $18,042

“Just like humans, insurance offers peace of mind that you are protected, at least financially, for your pets’ needs. That’s what’s really important about having cat insurance.”

— Clay and Michael,
Diego’s parents

Read Diego’s story>
Enzo smiling at the camera.

Enzo

Condition: Gastrointestinal issues

Veterinary bills: $1,434

Paid back by Fetch: $1,147

“Enzo can’t tell us when something is wrong. The only way to know is by taking him to the vet. To know he’s okay and my wallet’s okay is a great feeling.”

— Nick and Ali,
Enzo’s parents

Read Enzo’s story>
Get your price

Your pet, your price

We're committed to giving you the fairest and most accurate pricing based on your pet's breed, age and location.

A minimalist dog icon displaying a long legs, large pointed ears, and short tail.

Plans average

$50/month for dogs
A minimalist cat icon displaying a circular head, pointed ears, and tail.

Plans average

$30/month for cats

We’re rated ‘Excellent’ on Trustpilot for a reason (lots of them, actually)

Read our reviews to see why pet parents love Fetch.

The most comprehensive coverage

Trusted to protect over 450,000 pets (and counting)

7,000+ five-star ratings on our app

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Read customer reviews about Fetch Pet Insurance

Read all reviews
Fetch Pet Insurance logo.

Long live love

We’re a community of pet parents who understand you because we are you. We give up our favorite spot on the couch because it’s also our dogs’ favorite. We open the blinds just so our cats can sunbathe in the living room. And our hearts melt just a little bit every time a small chin rests on our knee at the end of the day. Sound like you?

Sign up now

Your pet insurance questions – answered!

Does pet insurance only cover cats and dogs?

Fetch provides pet insurance coverage for dogs, puppies, cats and kittens. We do not cover birds, bunnies, lizards and other exotic pets.

Can I use any vet with pet insurance?

Yes! With Fetch, you can see any vet in Canada or the U.S.

At what age should I get pet insurance for my dog or cat?

Fetch recommends signing up your kitten or puppy so that future illnesses or injuries can be covered. Fetch Pet Insurance covers dogs and cats 6 weeks and older, but to make sure your pet gets as much pet insurance coverage as possible, it's best to sign up before they need it.

How do pre-existing conditions work with pet insurance?

A pre-existing condition is any injury, illness or condition that you or your veterinarian notice your pet has (or shows signs of) either before you enroll with Fetch, before your policy’s effective date or during the waiting period of up to 15 days. Fetch offers the most comprehensive coverage in Canada and the U.S. for new injuries and illnesses, but we don’t cover pre-existing conditions.

Should I add Wellness to my Fetch Pet Insurance plan?

Adding a Fetch Wellness plan to your Fetch injury and illness insurance will help you save on routine and preventive coverage (think: vaccinations and annual exams). That way, you can help prevent health issues before they start. Plus, there's no deductible for wellness — enroll today.

Get your price