Cost
What is an annual pet insurance deductible?
Your pet insurance deductible is the amount of veterinary care you need to pay for each year out of pocket before your pet insurance plan can reimburse you for claims. So if your annual deductible is $300, you have to pay for $300 worth of approved care before we can start paying you back.
Here’s how pet insurance deductibles work: when signing up for Fetch cat or dog insurance online, we’ll show you three recommended deductibles specific to your pet — they can range between $250 to $2,500. If you want more options, give our pet advisors a call (866.984.0104), and they’ll present you with other quotes or review your policy documents.
The lower your deductible, the quicker you can cover it and the sooner you’ll get paid back. However, a lower deductible can also lead to a higher premium. A higher deductible will reduce your premium since it’ll take longer until you get paid back.
