Pet insurance that covers more
Use any veterinarian in the U.S. or Canada
Rated 'Excellent' on Trustpilot
Covers up to 90% of unexpected vet bills
See what the experts are saying
“Our pick for comprehensive coverage”
“One straightforward but very comprehensive plan”
“We like its low prices”
“Standout feature is its coverage for dental & alternative therapies”
“The most comprehensive pet insurance”
What does Fetch Pet Insurance cover?
Fetch Pet Insurance provides the most comprehensive coverage out there. That means we cover what others charge extra for or don’t cover at all. Take sick visits, for example. Unlike other providers, we cover the complete sick visit — exam fee included (that’s $50 - $250 in savings for each of your pet’s visits).
Accidents
If your pet gets injured, Fetch has their back — and yours, too.
Broken bones
Hospital stays
Online vet visits
Bite wounds
Poisoning
Motor vehicle accidents
Cuts & scratches
Swallowed objects
Broken teeth
Emergency vet visits
And more!
Illnesses
If your pet gets sick, Fetch helps get them back on their paws.
Sick visits
Allergies
Breed-specific issues
Periodontal & gum disease
Arthritis
Cancer treatment
Skin & ear infections
Vomiting & diarrhea
Cherry eye
And more!
Diagnostics & treatments
From diagnosis to recovery, Fetch is with you and your pet every step of the way.
X-Rays & CT Scans
Physical therapy
Surgeries
Ultrasounds
Laboratory tests
Acupuncture &
chiropractic care
Treatment for aggression
& separation anxiety
Prescription medications
And more!
Wellness
Supporting your pet’s health just got more affordable with this optional add-on.
Annual exam
Vaccinations
Dental cleaning
Heartworm, flea & tick prevention
Routine & preventative coverage
Spaying or neutering
Fecal tests
Blood & urine tests
And more!
Our plan includes what other providers charge extra for or don’t cover at all
Complete sick visits covered
Exam fees are included, which saves you around $50-$250 per sick visit.
Every tooth covered
We cover injury and disease in every adult tooth — not just the canines.
Breed-specific issues covered
Not all providers cover hereditary conditions linked to breed. We do.
See how we stand out against other pet insurance providers
Rated 4.7 in the App Store & Google Play. *Updated July 2023.
How Fetch works
Use any veterinarian in the U.S. or Canada.
With Fetch, you have the flexibility to keep your current vet or use a new vet if you’d like. We even cover specialists and emergency clinics.
Submit a claim in minutes
Just take a picture of your vet documents, answer a few questions about your pet’s treatment and we’ll handle it from there.
Get paid back fast
Once your claim is approved, you’ll be paid back up to 90% of your unexpected vet bill in as little as 2 days via direct deposit.
Your pet, your price
We're committed to giving you the fairest and most accurate pricing based on your pet's breed, age and location.
Read customer reviews about Fetch Pet Insurance
Long live love™
We’re a community of pet parents who understand you because we are you. We give up our favorite spot on the couch because it’s also our dogs’ favorite. We open the blinds just so our cats can sunbathe in the living room. And our hearts melt just a little bit every time a small chin rests on our knee at the end of the day. Sound like you?
Sign up nowYour pet insurance questions – answered!
Does pet insurance only cover cats and dogs?
Fetch provides pet insurance coverage for dogs, puppies, cats and kittens. We do not cover birds, bunnies, lizards and other exotic pets.
Can I use any vet with pet insurance?
Yes! With Fetch, you can see any vet in the U.S. or Canada.
At what age should I get pet insurance for my dog or cat?
How do pre-existing conditions work with pet insurance?
A pre-existing condition is any injury, illness or condition that you or your veterinarian notice your pet has (or shows signs of) either before you enroll with Fetch, before your policy’s effective date or during the waiting period of up to 15 days. Fetch offers the most comprehensive coverage in the U.S. and Canada for new injuries and illnesses, but like other providers, we don’t cover pre-existing conditions.
Should I add Wellness to my Fetch Pet Insurance plan?
Adding a Fetch Wellness plan to your Fetch injury and illness insurance will help you save on routine and preventive coverage (think: vaccinations and annual exams). That way, you can help prevent health issues before they start. Plus, there's no deductible for wellness — enroll today.