Pet Insurance by Fetch® | Voted Most Comprehensive in Canada

“ I worry about gum disease. My toothbrush is an old stick.”

– Taco

Fetch is the most comprehensive coverage you can get. It’s all included in one simple pet insurance plan.

Name brand prescription medications & supplements

Emergency vet visits

Virtual, in-home & office visits

Hospital stays

Physical therapy

Allergies

Surgeries

X-rays & CT scans

Ultrasounds

Blood tests

Breed-specific issues, including hip dysplasia

Specialists

Sick-visit exam fees

Laboratory tests

Vomiting & diarrhea

Hereditary & congenital issues

Swallowed objects & toxins

Every tooth covered

Gum disease

Acupuncture & chiropractic care

Diabetes & insulin

Cancer treatment

Acupuncture & chiropractic care

Treatment for aggression & separation anxiety

And more!

And much more +

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See coverage details

Fetch Pet Insurance covers your pet’s most common and not-so-common conditions.

Sick visits

Every sick visit comes with an exam fee, which can be around $50 - $250. We cover those exam fees for you.

Every tooth & gum

Your pet’s gums and every adult tooth are covered against injury and disease.

Breed-specific issues

Fetch covers medical conditions linked to breed, like breathing problems in French Bulldogs or kidney stones in Burmese.

Alternative & holistic care

Alternative therapies like acupuncture, massage and chiropractic care can ease pain and aid the healing process. Fetch covers these therapies when administered by a vet.

Diagnostic tests

Tests performed or prescribed by a vet to help diagnose a new injury or illness. Diagnostic tests can range from blood tests and urinalysis to MRIs and ultrasounds.

$1,000 in online vet visits

Remote telehealth treatment by a vet, including, phone calls, email, text messaging or video chat. Covered up to $1,000 per year, no copay required.

Rated 4.7 in the App Store & 4.8 in Google Play. *Updated March 2023

Hand holding a phone with the Fetch App shown on the screen.

How Fetch works.

Pay your vet as usual.

Fetch works on a reimbursement model. You pay your veterinarian, then we pay you back. You can use any vet in Canada or the U.S., specialists and emergency clinics included.

Use our app to file a claim.

The Fetch Pet Insurance app makes it fast and easy to file claims. Just scan and upload an invoice and your pet’s medical records, and we’ll take it from there.

Get paid back fast.

Once your claim is approved, you’ll be paid back up to 90% of your unexpected vet bill in as little as 2 days via direct deposit.

The sooner you enroll your pet, the more we can cover. Fetch will be there for future accidents and illnesses your pet may face, but like other providers, we’re unable to cover pre-existing conditions.

Your pet, your price.

The research and data we gather gives you the fairest and most accurate pricing based on your pet’s breed, age and location.

Dog insurance plans average

$35/month

Cat insurance plans average

$25/month

Get your price

Protecting pet parents against unexpected veterinary bills.

Dante

St. Bernard mix

Ruptured disc

Medical costs: $18,453
Fetch paid back: $11,691

“I think pet insurance is 100% a must-have. It's peace of mind. It's the thing you hope you never need. But when you do, it comes through for you like a lifesaver.”

— Vaish and Matangi
Dante’s parents

Reuben

Chihuahua mix

Ruptured disc

Medical costs: $27,019
Fetch paid back: $20,604

“After one of Reuben’s discs had burst, Fetch made it possible for him to get the surgery and ongoing care needed to live a happy life. There’s no other way we could have done it.”
‍
— Jonathan and Shahar
Reuben’s parents

Greyson

Pitbull

Swallowed object

Medical costs: $3,466
Fetch paid back: $2,457

“It’s just such a peace of mind having pet insurance and knowing that, if anything happens, they’re covered.”

— Mishel and Gert
Greyson’s parents

Diego

Mixed breed

Bladder stones

Medical costs: $21,436
Fetch paid back: $18,042

"Just like humans, insurance offers peace of mind that you are protected, at least financially, for your pets' needs. That's what's really important about having pet insurance."

— Clay and Michael
Diego’s parents

George

Schnoodle

Heart disease and cancer

Medical costs: $35,689
Fetch paid back: $28,370

“I enrolled in Fetch because I would never want to be in the position where I have to choose between him and my life savings. I can’t even imagine how I would’ve done this without pet insurance.”

— Lauren
George’s parent

dog running to camera in the grass with kiddie pool in background

Waldorf

Pitbull

ACL tear

Medical costs: $4,607
Fetch paid back: $3,685

“Fetch is that safety net and peace of mind that medically he was going to be okay, financially we would be okay.”

— Elizabeth and Andrew
Waldorf’s parents

Fetch's philanthropic support has exceeded over $2 million to date.

See all the ways we are helping pets in need.

Project Street Vet

Through Fetch’s donations and fundraising efforts, we’ve provided nearly $400,000 to help the pets of people experiencing homelessness.

Learn more

small puppy being held by a person shown in black and white

Shelter Heroes Program

Fetch has donated over $2 million to help keep pets safe and find forever homes.

Learn more

A large fluffy dog sitting on a couch with a tennis ball in his mouth.

“So Fetch isn't just chasing after a tennis ball?”

– Rugby

The Dig by Fetch — a deep dive into all things pets.

Ever wondered why dogs chase their tails? Or if your cat has conjunctivitis? Curious to know if dogs can eat bell peppers, or how and when to bathe a cat? The answers to all these questions and many more can be found in The Dig, Fetch’s around-the-clock online resource of all things pets. It covers lifestyle, health and wellness, and even an exhaustive list of things your dog can and/or can’t safely eat. Cinnamon? Not so much.

Dr. Evan Antin explains: How to tell if a pet is a healthy weight >

Is your trained dog acting out? They could be in their teenage phase >

Here’s what you need to know about your pet’s first vet visit >

Top stories from The Dig

This information is descriptive only. Policy activation periods, risk free cancellation terms, waiting periods, limitations, exclusions to coverage and other terms and conditions vary by state and are subject to change without notice. Please see your policy for full terms and conditions of coverage. If there is any conflict between the policy and this product information, the provisions of the policy shall prevail.

Fetch insurance policies are administered by Fetch Insurance Services, LLC (d/b/a Fetch Pet Insurance, Fetch Pet Insurance Services in New York and British Columbia, Fetch Insurance in Nebraska, Fetch Pet Insurance Services, LLC in Michigan, North Dakota, New Mexico and California) CA license # 0F60627 and underwritten by XL Specialty Insurance Company, a Delaware Corporation, or AXIS Insurance Company, an Illinois Corporation, in the U.S. and AXIS Reinsurance Company (Canadian Branch) in Canada. For more information, visit fetchpet.com. ©️2024 Fetch, Inc.

Discounts and offers are subject to approval and may change at any time. Maximum available discount is 10% and may not be available in all states and is not valid with any other offer. Charitable donations offer not available in AK, HI, ID, IN, KS, ND, NY, RI, SC, or TX, limited to $15 in AL and $10 in MI and UT. For policies purchased in LA or NH, the installment fee is waived for the first payment and applied to all remaining payments.

Most comprehensive and most extensive coverage according to Consumers Advocate, January 2023. Based on a comparison of injury and illness coverage between Fetch and North American pet insurance providers on consumersadvocate.org. Consumers Advocate is a Fetch partner. Best pet insurance according to Consumer Rating, August 2023. Based on a comparison of top pet insurance companies on consumerrating.org. Consumer Rating is a Fetch partner. MarketWatch, NerdWallet, Forbes Advisor and Rover are Fetch partners. Unmatched according to The Dodo, May 2022.

Fetch is a registered trademark owned by Fetch, Inc. Fetch Wellness is insurance coverage added by endorsement to the core injury and illness policy, if purchased. It is not a “Wellness Program” meaning a subscription or reimbursement-based program that is separate from an insurance policy.

Program not available in New Brunswick and Quebec. Average monthly premiums are based on Canadian annual premiums, using a 12-month average, for the period of 1.1.2022 through 12.31.2022 and all available limit combinations. Exam fees based on average costs. Policies in force and number of pets helped based on Fetch data as of 10.12.2023.

Unmatched pet insurance, health advice & love.

Trusted by lifesaving shelters in Canada and the U.S.

Fetch is the most comprehensive coverage you can get. It’s all included in one simple pet insurance plan.