The most comprehensive pet insurance + health advice
Use any veterinarian in the U.S. or Canada
Rated 'Excellent' on Trustpilot
Covers up to 90% of unexpected vet bills
Trusted by lifesaving shelters in the U.S. and Canada
At our core, we provide the most comprehensive pet insurance for cats & dogs
We know you’re here right now because you care about providing the best care for your pet. That’s why we cover things that others don’t and why everything you see here is included in one simple plan.
Fetch provides the best coverage for injuries & illnesses including:
Prescription medications & supplements
Emergency vet visits
Virtual, in-home & office visits
Hospital stays
Physical therapy
Allergies
Surgeries
X-rays & CT scans
Ultrasounds
Blood tests
Breed-specific issues, including hip dysplasia
Specialists
Canine infectious respiratory disease
Sick-visit exam fees
Laboratory tests
Vomiting & diarrhea
Hereditary & congenital issues
Swallowed objects & toxins
Every tooth covered
Gum disease
Diabetes & insulin
Cancer treatment
Acupuncture & chiropractic care
Treatment for aggression & separation anxiety
And so much more!
Our plan includes what other providers charge extra for or don’t cover at all
Complete sick visits covered
Exam fees are included, which saves you around $50-$250 per sick visit.
Every tooth covered
We cover injury and disease in every adult tooth — not just the canines.
Breed-specific issues covered
Not all providers cover hereditary conditions linked to breed. We do.
See how we stand out against other pet insurance providers
Rated 4.7 in the App Store & Google Play. *Updated July 2023.
How Fetch works
Use any veterinarian in the U.S. or Canada.
With Fetch, you have the flexibility to keep your current vet or use a new vet if you’d like. We even cover specialists and emergency clinics.
Submit a claim in minutes
Just take a picture of your vet documents, answer a few questions about your pet’s treatment and we’ll handle it from there.
Get paid back fast
Once your claim is approved, you’ll be paid back up to 90% of your unexpected vet bill in as little as 2 days via direct deposit.
Your pet, your price
We're committed to giving you the fairest and most accurate pricing based on your pet's breed, age and location.
What to expect when you're expecting a fur baby
Get the most comprehensive health handbook for
NEW
dog parents.
Read customer reviews about Fetch Pet Insurance
Long live love™
We’re a community of pet parents who understand you because we are you. We give up our favorite spot on the couch because it’s also our dogs’ favorite. We open the blinds just so our cats can sunbathe in the living room. And our hearts melt just a little bit every time a small chin rests on our knee at the end of the day. Sound like you?
Sign up nowYour pet insurance questions – answered!
Does pet insurance only cover cats and dogs?
Fetch provides pet insurance coverage for dogs, puppies, cats and kittens. We do not cover birds, bunnies, lizards and other exotic pets.
Can I use any vet with pet insurance?
Yes! With Fetch, you can see any vet in the U.S. or Canada.
At what age should I get pet insurance for my dog or cat?
How do pre-existing conditions work with pet insurance?
A pre-existing condition is any injury or illness that occurred or your pet showed clinical signs of before you enrolled, during the waiting period or before your pet’s first exam. Fetch offers the most comprehensive coverage in the U.S. and Canada for new injuries and illnesses, but like most other providers, we don’t cover pre-existing conditions.
Should I add Wellness to my Fetch pet insurance plan?
Adding a Fetch Wellness plan to your Fetch injury and illness insurance will help you save on routine and preventive coverage (think: vaccinations and annual exams). That way, you can help prevent health issues before they start. Plus, there's no deductible for wellness — enroll today.